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How to Negotiate Owner Financing Terms With a Home Seller
Why Negotiation Matters in Owner Financing Unlike a bank loan — where terms are largely set by the lender and either accepted or rejected — owner financing is a direct negotiation between buyer and seller. Every major term of the deal is on the table: the purchase price, interest rate, down payment, monthly payment amount,…
What Is a Land Contract and How Does It Work in Georgia?
Understanding Land Contracts in Georgia A land contract — also called a contract for deed or installment sale contract — is a type of seller financing arrangement where the buyer makes payments directly to the seller over time, but the seller retains legal title to the property until the loan is paid in full. Unlike…
Seller Financing in North Georgia: How to Buy a Home Without a Bank
What Is Seller Financing? Seller financing — also called owner financing — is a real estate arrangement where the property seller acts as the lender. Instead of borrowing money from a bank or mortgage company, the buyer makes monthly payments directly to the seller over an agreed-upon term. The seller holds a promissory note and,…
