Why North Georgia Is a Top Market for Seller Financed Homes North Georgia is one of the most distinctive real estate markets in the Southeast — and one of the most fertile for seller financing. The region encompasses the southern Appalachian foothills and mountains, stretching from the wine country of Dahlonega and the apple orchards…
Why Negotiation Matters in Owner Financing Unlike a bank loan — where terms are largely set by the lender and either accepted or rejected — owner financing is a direct negotiation between buyer and seller. Every major term of the deal is on the table: the purchase price, interest rate, down payment, monthly payment amount,…
The Truth About Buying a Home With Bad Credit in Georgia If you have been turned down by a bank for a mortgage — or if you have not even applied because you know your credit score is not where it needs to be — you are not alone, and you are not out of…
Understanding Land Contracts in Georgia A land contract — also called a contract for deed or installment sale contract — is a type of seller financing arrangement where the buyer makes payments directly to the seller over time, but the seller retains legal title to the property until the loan is paid in full. Unlike…
What Is Seller Financing? Seller financing — also called owner financing — is a real estate arrangement where the property seller acts as the lender. Instead of borrowing money from a bank or mortgage company, the buyer makes monthly payments directly to the seller over an agreed-upon term. The seller holds a promissory note and,…