[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Header” _builder_version=”4.26.0″ _module_preset=”f2212392-b96a-4227-9b9d-7fc75c71ed21″ background_enable_color=”off” background_image=”https://goldpeachrealestate-com.preview-domain.com/wp-content/uploads/2024/11/real-estate-22.jpg” custom_padding=”3vw||0px||false|false” custom_padding_tablet=”20vw||0px||false|false” custom_padding_phone=”20vw||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.26.0″ _module_preset=”1558413a-cabc-43ae-aee1-915e11673859″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Gold Peach Real Estate” _builder_version=”4.25.2″ _module_preset=”119be2d5-1767-41cf-b4e2-2f68ae14059b” title_text_align=”center” title_text_color=”#FFFFFF” global_colors_info=”{}”][/et_pb_heading][et_pb_heading title=”Sell Your Property To The Local Mother & Son Buyers You Can Trust To Pay You The Max!” _builder_version=”4.27.2″ _module_preset=”a234c78d-a693-48de-badc-1e0490d74382″ title_text_align=”center” title_text_color=”#FFFFFF” title_font_size=”46px” max_width=”1080px” module_alignment=”center” global_colors_info=”{}”][/et_pb_heading][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”21px” text_orientation=”center” text_font_size_tablet=”15px” text_font_size_phone=”15px” text_font_size_last_edited=”on|tablet” global_colors_info=”{}”]

Net Much More From Your Property Sale with our Industry Leading Program

Perfect for Sellers Who Want a Higher Return With:

No Agent Fees

No Closing Costs

No Appraisal Contingencies

No Stresses of a Traditional Sale

While Saving Big On Capital Gains & Taxes!

We buy your property with a tailored solution that fits your specific needs and timeline.

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At Gold Peach Real Estate, we’re a family-owned, local business focused on helping property owners like you find the best solution to sell your property quickly, conveniently, and fairly. We understand that every seller’s situation is unique, which is why we specialize in creative financing options that provide flexibility and ease while maximizing your capital gains tax savings and minimizing stress.

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Flexible Solutions: We offer a range of options tailored to meet your needs.
Owner Financing Specialists: We make selling simple by structuring deals that allow you to avoid traditional sales complexities.
Transparent and Professional: With us, you’ll always know what to expect at every step of the process.

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As a local, family-owned company, we’re committed to our community and believe in treating each seller with integrity and respect. Our focus is on providing clear, flexible options that make it easy to sell without the hassle. Our clients choose us for our transparency, professionalism, and deep understanding of the local market.

About Us

Company Background

Gold Peach Real Estate was founded on the idea that real estate transactions should be easier, faster, flexible, and more profitable for sellers. We started our journey with a commitment to helping local property owners find solutions that work for their unique situations and timelines. Our passion for real estate, coupled with our focus on community and family values, allows us to approach every transaction with empathy and a personal touch unmatched in an industry.

Core Values

Integrity. Transparency. Community Commitment.

These are the values that drive our work every day, ensuring every transaction we handle is in the best interest of the sellers and we empower each seller with full transparency to feel confident every step of the way.

The Local Difference

Unlike large, out-of-state companies and investment funds, to us, you’re not just a number on a board or a dollar sign on a spreadsheet! We know the neighbors in the communities, market trends, and values specific to our area. We pride ourselves on being a local resource you can trust to make informed decisions about your property now and in the future.

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_builder_version=”4.27.2″ _module_preset=”09e6dc0d-f148-4421-abb5-dbf267374bd6″ width=”70%” module_alignment=”center” custom_margin=”|||48px||” child_filter_saturate=”100%” link_option_url=”#” border_radii_image=”on|30px|30px|30px|30px” global_colors_info=”{%22gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3%22:%91%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22%93,%22gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540%22:%91%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93}” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone”][/et_pb_team_member][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ 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global_colors_info=”{%22gcid-primary-color%22:%91%22quote_text_color%22,%22quote_text_color%22,%22quote_text_color%22%93,%22gcid-2bb820f4-8993-4899-8850-c73e9c1e988e%22:%91%22border_color_all_fields%22,%22border_color_all_fields%22,%22border_color_all_fields%22%93,%22gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3%22:%91%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22,%22image_icon_background_color%22%93,%22gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540%22:%91%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22,%22body_link_text_color%22,%22body_quote_border_color%22,%22body_quote_text_color%22,%22link_text_color%22,%22quote_text_color%22,%22quote_border_color%22%93,%22gcid-heading-color%22:%91%22header_text_color%22,%22header_text_color%22,%22header_text_color%22%93,%22gcid-body-color%22:%91%22body_text_color%22,%22body_text_color%22,%22body_text_color%22%93}” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone”][et_pb_slide heading=”%22Selling with Gold Peach Real Estate was the best decision we could have made. They explained every step clearly and provided a financing plan that gave us peace of mind. Highly recommended!%22″ _builder_version=”4.27.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” global_colors_info=”{}” sticky_transition=”on”]

Michael and Sara

[/et_pb_slide][et_pb_slide heading=”%22I didn’t think selling with owner financing could be this easy. Gold Peach Real Estate was transparent, professional, and incredibly supportive throughout the process.%22″ _builder_version=”4.27.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” global_colors_info=”{}” sticky_transition=”on”]

Emily R.

[/et_pb_slide][et_pb_slide heading=”There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.” _builder_version=”4.25.2″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” background_enable_color=”on” global_colors_info=”{}” sticky_transition=”on”]John and Jane[/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”About” _builder_version=”4.26.0″ _module_preset=”b4c851ce-d31f-4e82-b3fe-3f8f505f891a” custom_padding=”||11px|||” global_colors_info=”{%22gcid-b6c4f12c-f25d-4f61-9fb1-6e96404634cd%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.25.2″ _module_preset=”1558413a-cabc-43ae-aee1-915e11673859″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”About Us” _builder_version=”4.25.2″ _module_preset=”119be2d5-1767-41cf-b4e2-2f68ae14059b” title_text_color=”gcid-secondary-color” global_colors_info=”{%22gcid-secondary-color%22:%91%22title_text_color%22%93,%22gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3%22:%91%22title_text_color%22,%22title_text_color%22%93}”][/et_pb_heading][et_pb_heading title=”We Buy All Types Of Properties” _builder_version=”4.25.2″ _module_preset=”4eb153cd-eac9-4d3a-9bc5-a7e8c06029b6″ global_colors_info=”{}”][/et_pb_heading][et_pb_accordion _builder_version=”4.27.2″ _module_preset=”183ad99a-1969-45e8-aae1-8bb921c85318″ global_colors_info=”{%22gcid-heading-color%22:%91%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22,%22toggle_text_color%22%93,%22gcid-primary-color%22:%91%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22,%22body_quote_text_color%22,%22quote_text_color%22%93,%22gcid-53054839-b83d-4ef0-8659-8a010e6148fd%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22toggle_text_color%22,%22open_toggle_text_color%22%93,%22gcid-2bb820f4-8993-4899-8850-c73e9c1e988e%22:%91%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22,%22border_color_all%22%93}”][et_pb_accordion_item title=”Single Family Homes” open=”on” _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”]

We understand that your home is more than just a building—whether you need a fresh start or are facing unexpected challenges, we’re here to make selling simple and stress-free.

[/et_pb_accordion_item][et_pb_accordion_item title=”Multi-Family” _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]

Managing a multi-family property can be overwhelming; let us provide you with a fair, easy solution to move on with peace of mind.

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Selling your townhome or apartment doesn’t have to be complicated—allow us to offer a reliable path to close this chapter on your terms.

[/et_pb_accordion_item][et_pb_accordion_item title=”Land & Farms” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]

Whether it’s land that’s been in the family or a piece of property with untapped potential, we’ll work with you to ensure a smooth, rewarding sale.

[/et_pb_accordion_item][et_pb_accordion_item title=”Commercial Buildings” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}” open=”off”]

Transitioning from a commercial property can be a big decision; we’re here to support you with a seamless sale and a respectful approach to meeting your needs.

[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://goldpeachrealestate.com/wp-content/uploads/2024/11/showcasing-a-range-of-property-types.webp” title_text=”showcasing a range of property types” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”37px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” custom_margin=”||74px|||” global_colors_info=”{}”]

How We Work

Step 1: Initial Consultation

Our process begins with an open, no-obligation chat to get to know you and your needs. We’ll explain your options clearly, so you feel informed every step of the way.

Step 2: Property Assessment

We take a straightforward approach, conducting a fair assessment of your property to make sure it’s a good fit.

Step 3: Offer Presentation

Within a few days, you’ll receive customized options that prioritize your financial goals and offer maximum flexibility, helping you decide what works best for you.

Step 4: Flexible Closing

Your timeline is our priority. Whether you need to close quickly or prefer to take things slowly, we’ll handle the details so you can feel confident and at ease.

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Owner Financing Explained

What is Owner Financing?

Owner financing allows you, the seller, to act as the bank in your own property sale. Instead of receiving one large payment upfront which can incur heavy capital gains taxes, you receive monthly payments directly from the buyer over time with additional interest. This approach can provide financial flexibility and reduces the taxes you pay on the sale while also giving you the chance to make more money overall with the added interest earned each year for you and even future generations in your family.

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Why Consider Owner Financing?

Steady Monthly Income: Instead of receiving one big payment, which could quickly disappear on bills or other expenses, owner financing provides a steady, reliable stream of income each month. It’s like turning your property into an investment that keeps paying you over time.
Tax Savings on Capital Gains: When you sell a property traditionally and receive all the money at once, you may have to pay a significant amount in capital gains taxes on the profit. With owner financing, you’re receiving the money in smaller installments, which can often reduce your tax burden each year. This means you keep more of what you’ve earned!
Earn Interest and Increase Your Overall Profit: With owner financing, not only do you receive payments for the sale of your home, but you also earn interest on those payments. This interest means that over time, you’re likely to receive much more money than if you sold your property through a traditional sale. In other words, by offering owner financing, you’re actually selling your property for more than the listed price, Much More! Thanks to the added income from interest.

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Who is Owner Financing For?

Owner financing can be a fantastic option for property owners who:

Sell their property for Much more then listing on the market by earning interest payments.
Want to sell quickly without worrying about showings, appraisals, and the hassles of listing on the market.
Are looking for a steady, ongoing source of income instead of one big lump sum.
Want to reduce the taxes they might owe on the sale of their property.
Would like to maximize their earnings from the sale by earning interest on the payments.
Prefer to avoid the lengthy, costly, and unpredictable process of a traditional sale with real estate agents, showings, and fees.

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See How Much More You Could Earn with Our Owner Financing Program

Imagine you’re selling your property for $500,000. In a traditional sale, you’d receive this amount once, but that’s it—no more payments or income.

But remember, a traditional sale comes with extra costs that can really cut into your earnings:

Capital Gains Tax: You’d likely have to pay a large amount in taxes on the profit from your sale, which could take a BIG chunk out of that $500,000.
Real Estate Agent Fees: Typically, you’d pay about 6% in realtor fees, which, on a $500,000 sale, comes to $30,000.
Closing Costs: Sellers often cover additional closing costs, which are around 3% of the sale price, adding up to another $15,000.

So after paying taxes, agent fees, and closing costs, the amount you actually keep from a traditional sale could be much less than $500,000.

Why Our Owner Financing Program is a Better Deal

With our owner financing program, you avoid many of these costs and still receive payments over time—plus, you get interest on top of the sale price. Here’s how it works:

Sale Price: $500,000 (same as a traditional sale)
Interest Rate: 4%
Monthly Payments: $2,387, paid by the buyer each month
Total Amount You’d Receive Over 30 Years: $859,348

In the end, you would earn $859,348 instead of a one-time payment that’s reduced by taxes, agent fees, and other costs.

How Much More You’d Make

By choosing our owner financing program, you’d earn an extra $359,348 through interest alone. Plus, you avoid the 6% agent fees and 3% closing costs, and you also reduce the impact of capital gains taxes by spreading out the income over time.

The Benefits of Owner Financing

More Money Overall: You end up with much more than $500,000 due to the added interest, without big fees and taxes cutting into your earnings.
Consistent Monthly Income: The monthly payments create a steady income stream, providing you with financial stability and peace of mind for the future.

Owner financing lets you keep more of your hard-earned money, while setting up a reliable, long-term income source that pays you far more than a traditional sale and can even be passed down for future generations to benefit from, leaving a legacy of your hard work and the smart decision you made for you and your family to sell your property to us with our owner financing program.

FAQs

What is the difference between owner financing and traditional selling?

Owner financing allows you to receive monthly payments directly from us, rather than a one-time payment through a bank or lender. It offers flexibility and can make the sale process simpler for both parties while allowing you the seller to have the peace of mind of steady income each month and selling for more than you ever could on the market with the added interest paymets.

What happens if a buyer stops making payments?

We’ll structure the agreement to protect you, including safeguards for any missed payments. Our team will guide you through the setup to ensure your investment remains secure and you have complete peace of mind knowing you are always protected.

Will I still be responsible for the property after selling?

No, the buyer assumes responsibility for property maintenance and management. However, you retain certain rights and security as the financing provider.

Can I still sell with a mortgage on the property?

Yes, in many situations. We specialize in creative financing options, including SubTo (subject-to) transactions, which may allow you to sell even if you have an existing mortgage.

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Let’s Talk About Your Options

If you’re curious about owner financing or simply want to explore your options, we’re here to help! Our team at Gold Peach Real Estate is ready to answer any questions and provide a free, no-obligation consultation to help you make the best decision for your unique situation.

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Prefer to Call or Email?

We’re happy to connect with you however you’re most comfortable! Just let us know in the form.

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